A statewide bargain guide, not a storefront
Florida Finds is the bargain desk of Florida Dreaming. The rule for this brand is narrow and it is real: a home belongs on this weekly file only when the listed price is $15,000 or less, and it can sit anywhere in Florida. That cap is not a promise that $15,000 is enough money to own the home. It is a sorting rule for the file. Lot rent, back taxes, a park application, a roof, and a title problem all sit outside the number on the card. We are a matchmaker. We introduce buyers, sellers, and local people who handle homes like these. We are not a brokerage, we are not the seller, and we do not take a fee from you on this page.
Darin Chamberlin has been buying and flipping houses for 40 years. For five of those years the work has included mobile homes. That is the whole credential this site relies on. It is hands-on scar tissue, not a Florida broker license, not a count of deals, and not a profit claim. He is not a Florida resident by anything this page is allowed to imply, and he has not handed anyone a DC Approved badge. The useful part of those years is the list of pains worth avoiding: falling in love with a sticker price, skipping the park office, and discovering the title is not the simple piece of paper the ad suggested.
This week's file has 20 rows. The first 10 sit on the page. The rest open with Show 10 more homes. Every figure on a card came from that file and is not source-checked on this page. Individual listing pages have been checked by an outside pass. That pass reports 18 of these 20 Finds rows passed a criteria check, and they report a larger set of pages that looked active and priced like the file. They have not handed this repo a verified URL for each home, and 12 rows across the five files are still unverified. A card here is a row to investigate. It is not a confirmation that the home is for sale today, and it is not a confirmation that the beds, baths, or size survived a second look. Where the file left square footage blank, the card says so. We do not fill the blank.
Polk County is where this file clusters
Five of the 20 rows use a Lakeland address. That is the thickest city on this Finds file, which is why Lakeland gets its own provisional note. The rows are 422 Cobalt Avenue at $4,500, 453 Holiday Boulevard at $5,900, 512 Ponkan Street at $6,000, 536 Ponkan Street at $7,500, and 259 Odessa Drive at $9,900. Seller lines on the file name Todd Newby of Newby Realty Inc on the first two, Gage Frier of Four Star Homes, Kendall R.a. of Here Comes The Sun Mobile Homes, and Billy Martindale of Village Mobile Living. Square footage is blank on four of the five. Odessa Drive is the exception, with 1,056 square feet on the file. None of those seller lines is a finding that the person is the park, the owner, or a licensee we checked this week. Treat the name as a breadcrumb for the phone call you make yourself.
Lakeland sits in Polk County, inland, with Winter Haven, Dundee, and Frostproof also on this same Finds file. Winter Haven is one row, 240 Robin Court, $6,000, two bedrooms and one bath, 920 square feet, marked for sale by owner. Dundee is 225 Green Haven Lane West, $8,500, two and two, 840 square feet, seller line Whitney Campbell-conkey of Pelican's Nest Mobile Home Sales. Frostproof is 313 Pleasant Place, $9,900, one bedroom and one bath, square feet blank, seller line Linsey Walker of Whispering Pines. Three inland cities, three different seller lines, no shared park rule we are willing to invent. If you are comparing them, compare the questions, not a fantasy average rent. Ask each office what the lot rent is this month, what it was a year ago, and whether a home of that age is even allowed to come in or stay.
Lake Placid is on this file too, at 21 Pine Aire Circle, $9,900, two bedrooms and one and a half baths, 750 square feet, seller line Jody Gadsden of Gadsden Mobile Home Sales. Lake Placid is in Highlands County, not Polk. It shows up because Finds is statewide under the cap, not because we have folded Highlands into a new regional brand. An early outside pass says the inland Polk and Highlands evidence is strong enough to keep studying. That is a research note. It is not an assignment of Florida Finds to Polk, and it is not permission to ignore a cheap home in another county.
Pinellas, and the rows that are not a region
Clearwater has two rows: 15777 Bolesta Road number 246 at $4,000, two bedrooms and two baths, 1,080 square feet, seller line Holly Butler of Shady Lane Oaks, and 6030 150th Avenue North number 13 at $8,000, three bedrooms and two baths, 960 square feet, seller line Linsey Walker of High Point Village. St. Petersburg has two as well: 2560 62nd Avenue North number 257 at $8,000, three bedrooms and one bath, square feet blank, seller line Kendall R.a. of Here Comes The Sun Mobile Homes, and 3801 58th Avenue North number 68 at $9,000, one bedroom and one bath, square feet blank, seller line Michele Devahle of Florida Mobile Homes Sell LLC. Pinellas County is Tampa Bay. It is also not, by itself, the new regional map Darin is considering. He has asked for a regional focus list. He has not picked which brand owns which coast.
The rest of this Finds file is a scatter of single rows, and the scatter is the point of a statewide cap. Ruskin, 5013 Kerri Alice Circle, $5,900, one bedroom, seller line Eddie Deblois of Coast to Coast Mobile Home Sales. Valrico, 3515 Cranberry Knoll Road, $6,999, two and two, 840 square feet, for sale by owner. Jacksonville, 10166 103rd Street number 59, $7,900, two bedrooms and one bath, square feet blank, seller line Rob Mathis of Sunny Acres Estates. That same street number shows up on other brands' files with different unit numbers. We do not treat those units as one listing, and we do not assume the park rules from one unit apply unchanged to the next. Fort Myers, 541 New York Drive number 12, $10,000, one bedroom, for sale by owner. Plant City, 157 Mockingbird Hill, $10,000, two bedrooms and one bath, 708 square feet, seller line Dodie Walker of Central Florida Mobile Home Sales. Vero Beach, 555 4th Street number WIL16, $10,000, one bedroom, seller line Jennifer Dejesus of Bedrock MH Sales LLC. Indiantown, 14383 SW Rake Drive number E-22, $10,000, two and two, 1,456 square feet, seller line Indiantown Realty Corp.
Vero Beach and Indiantown are not Miami and they are not the Keys. They are on this file because the price on the file is at the cap. Naples, Miami, Key West, Key Largo, and Islamorada do not appear in this weekly file at all. Coastal prices in those places often sit above a $10,000 sort. We are not raising Finds' cap to go get them, and we are not writing inventory that the file does not contain. If a later week has a true under-cap home there, it can be a row. Until then the honest sentence is that the file is empty for those cities.
Price, title, and the 1976 line
Read a Finds card from the sticker backward. The price band, under $5,000 or under $10,000 or the $10,000 line, is a label for the figure on the file. It is not a grade. The photo is held until the owner or the listing side says we may use it. The individual listing URL is not in the file we were given. The file points at a Trulia search page. A search page is not that home. We took the search links off the cards so nobody can mistake them for the house. An outside pass says many individual pages were fetched and a lot of the prices matched. Those URLs are not in this repository yet, so the cards stay unlabeled as verified.
The year built is blank on these cards on purpose. June 15, 1976 is the federal line that still changes the conversation. Homes built on or after that date were built to the HUD code and should carry the certification label. HUD's own archived guide says homes built before that date are not eligible for FHA-insured financing. People keep saying mobile home for both. The date does not make an older home worthless. It does change which loans, which insurance desks, and which parks will even start the paperwork. Ask for the year from the title or the label, not from a recollection.
Title on a home that sits on a rented lot is usually a motor-vehicle style title, not a deed like a house on its own dirt. If the file does not say whether the dirt is included, the card says the land question is unknown. Do not let a low price convince you the lot is owned. In most of the parks named only as seller lines, you should assume you do not know until the seller shows you the title and the park shows you the lease. Those are two different documents. One can be clean while the other is a problem.
Lot rent and park approval, without a made-up rent
Lot rent is not on this Finds file. We will not invent a Polk average or a Pinellas average to make the cards look finished. The question is local and current. Ask the park, in writing, for today's rent, the last increase, and the notice they gave. Florida's mobile home park statute, section 723.037, is about notice on rent increases. It is not a rent amount, and it is not a promise that next year's number will feel fair. Section 723.058 is the part people paraphrase as: a park cannot block an in-place sale, cannot force removal just because a sale happened, and cannot take a commission unless it is actually the agent under a written contract. That is a statute to read with a lawyer if you are in a fight. It is not a slogan that every park is easy.
Approval is a separate conversation from the price. Many parks want an application, a background check, an interview, and proof of insurance before they will let a buyer take over the lot. Some are 55 and older. Some refuse homes before a certain year. Some allow a sale in place and still require the buyer to bring the home up to their written rules. Get the steps in a document, not in a hallway comment. If you plan to rent the home to someone else, ask whether subleasing is banned before you buy a home that only works if a tenant pays the lot.
A fixer under the cap is often cheap because the roof, the floors, the tie-downs, or the lease is the real price. We will not quote you a repair total. The hands-on lesson from flipping houses, including five years around mobile homes, is that the inspection is the product. Walk the marriage line of the roof, the soft spots in the floor, the skirting where animals and water collect, and the straps and piers if you can see them. Then decide whether the sticker plus the unknown repairs still belongs under your own ceiling. Finds will not do that math for you with a fake number.
North Tampa Bay is a coverage priority, not our partner
Darin wants Hudson, Pasco County, and the north side of Tampa Bay included in city coverage. That is his instruction about geography. It is not a partnership and it is not a DC Approved appointment. The broker he has identified to talk to first is Brenton Basinger of Florida Mobile Home Solutions. The firm's base is Hudson, and the firm advertises that it works statewide. Nothing on this page means he has agreed to take Finds leads, and we are not publishing a phone number for him or for us. This Finds file does not contain a Hudson row. Pasco rows on the wider weekly file show up under other brands, notably Port Richey on Escapes and Zephyrhills on Dreams. Those notes stay on those sites. Finds does not pretend to own Pasco, and it does not drop Lakeland to make a regional map look tidy.
The regional list under discussion is Pensacola's coast, a Villages-area radius, Tampa Bay and St. Petersburg down to Fort Myers, Naples, and the Keys and Miami. A first read of where the rows cluster, which assigns no brand, leans toward the bay, the southwest coast, inland Polk together with Highlands, the counties in the Villages conversation, and Volusia. Finds stays statewide and under $10,000 until Darin chooses otherwise. The Villages itself is not a city on this file. Leesburg, Mount Dora, Tavares, and Paisley show up on other brands. We are not certifying a 50-mile circle from a pin we did not survey.
Heirs, the store, and a callback that does not reveal a number
If you inherited a home and you are using Finds only as a price check against cheap listings, say so on the form. The Family Homes site is the longer guide for that problem. The short version here is the same boundary: title authority is a probate question, and the person who should answer it is a Florida probate attorney. The state title application, HSMV 82040, has a place for heirs to release an interest. Who may sign depends on the estate. We explain that the question exists. We do not answer it for your family. Lot rent often keeps running while everyone argues. That is a cash timing problem, not a legal opinion.
The store is a review catalog of 13 named seller products in 10 categories. Prices were checked November 7, 2026 and still have to be confirmed at the seller. No affiliate code is published. They are not Darin picks, and they are not a universal fit for every park. Darin picks stays empty until he selects something himself.
We also do not publish a Florida phone number. The callback form asks for your name, your email, your phone, and a clear consent. It posts to a small server check on the host. If a callback number has been configured in the host's environment, the server can return it only after that check accepts the form. It is not configured. The form can record that you asked for a callback. It cannot reveal a number, and it must not be described as if it does. A relay message on the club form, if one comes back, means that relay answered. It does not mean we watched an email land, and it does not mean a broker is already on the way. Join the club only if you want a person to write you about a home you named. You do not have to pretend we are the listing agent. We are not.
